Women-Owned. Veteran-Led. Trusted Private Lending

TrustBridge Capital
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    • EasyFlip™ (Fix & Flip)
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    • RentFlow™ (DSCR)
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    • BlendBridge™ (Multi-Fam)
    • ProComm™ (Comm Bridge)
    • HomeFlex™ – HELOC Program
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    • HOME
    • LOAN PROGRAMS
      • EasyFlip™ (Fix & Flip)
      • BuildSmart™ (Ground-Up)
      • RentFlow™ (DSCR)
      • QuickBridge™ (Stabilized)
      • BlendBridge™ (Multi-Fam)
      • ProComm™ (Comm Bridge)
      • HomeFlex™ – HELOC Program
    • How It Works
    • Apply Now
    • RESOURCES
      • Soft Credit Authorization
      • Upload Documents
      • Broker Sign-Up
      • Forms
      • Portal Login
    • Insights
      • FAQs
      • Client Review
    • ABOUT US
      • Story
      • Locations
      • Careers
      • Impact
    • CONTACT
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TrustBridge Capital

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  • HOME
  • LOAN PROGRAMS
    • EasyFlip™ (Fix & Flip)
    • BuildSmart™ (Ground-Up)
    • RentFlow™ (DSCR)
    • QuickBridge™ (Stabilized)
    • BlendBridge™ (Multi-Fam)
    • ProComm™ (Comm Bridge)
    • HomeFlex™ – HELOC Program
  • How It Works
  • Apply Now
  • RESOURCES
    • Soft Credit Authorization
    • Upload Documents
    • Broker Sign-Up
    • Forms
    • Portal Login
  • Insights
    • FAQs
    • Client Review
  • ABOUT US
    • Story
    • Locations
    • Careers
    • Impact
  • CONTACT

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BuildSmart™ – Ground-Up Construction

Finance ground-up construction projects with flexible capital built for speed, scale, and execution.


Structured for developers. Built to close.

START YOUR BUILDSMART™ APPLICATION →

Highlights

Program Overview

  • Loan amounts: $50,000 – $10,000,000+
  • Up to $250M+ for larger development projects (case-by-case basis)
  • Leverage: Up to 90% LTC
  • Max ARV: Up to 75% of after-repair value
  • Terms: 12–24 months
  • Closings in as little as 12–20 days
  • Competitive rates and points based on deal strength

Developer Profile

  • Ground-up construction financing for residential projects
  • Zero experience allowed with qualified GC (minimum 3 builds in last 36 months)
  • Experienced developers eligible for higher leverage and flexibility
  • Structuring based on deal quality, timeline, and exit strategy

Eligible Properties

  • 1–10+ units (no maximum unit limit)
  • Single-family homes
  • Condominiums
  • Townhomes
  • Mixed-use properties
  • Planned Unit Developments (PUDs)

Ineligible Properties

  • Manufactured or mobile homes
  • Co-ops
  • Condotels
  • Leasehold properties
  • Cabins or log homes
  • Operating farms, ranches, or orchards
  • Oil/gas lease properties
  • Vacation or seasonal rentals
  • Highly specialized or unique assets

SUBMIT YOUR DEAL →
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TrustBridge Capital™

307 West 38th St, 16th Fl. Suite 1013, New York, NY 10018

866.980.3863

 Copyright © 2026 TrustBridge Capital LLC. All rights reserved. TrustBridge Capital™ is a private lender. Business-purpose loans only; not for personal, family, or household use. All loan programs are subject to underwriting, appraisal, and approval. Terms, rates, and programs may change without notice. State restrictions may apply. This is not an offer or commitment to lend. 

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