Highlights
Fast, flexible financing for residential and development projects.
- Minimum Loan Amount: $50K
- Maximum Loan Amount: $250M+ | $5M per unit
- Minimum LTC: 65%
- Maximum LTC: 90%
- Minimum ARV: 65%
- Maximum ARV: 75%
- Starting Rate: 9.99%
- Points: 2.00%
- Closing Time: 12 days
- Maximum Closing Time: 20 days
- Minimum Experience: 1 completed project
- Minimum Credit Score: 660
- Loyalty: Repeat borrower discounts
Business-purpose loans only; not for owner-occupied properties. All loans subject to underwriting, appraisal, credit, liquidity, and borrower experience. Rates, terms, and points may vary by project and location, and are subject to change without notice.
Eligible Properties:
- Non-owner-occupied 1–4 unit residential
- Single Family Homes
- Condominiums
- Townhomes
- Planned Unit Developments (PUDs)
Ineligible Properties:
- Mixed-use properties
- Multifamily with 5+ units
- Manufactured or mobile homes
- Co-ops
- Condotels
- Leasehold properties
- Cabins or log homes
- Operating farms, ranches, or orchards
- Oil/gas lease properties
- Vacation or seasonal rentals
- Unique, exotic, or highly specialized properties
Geographic Availability:
- All U.S. states except VT, SD, ND, NH
Loyalty:
- Repeat borrower discounts