LEGAL DISCLOSURES

Effective Date: July 16, 2026

1. Business-Purpose Lending

TrustBridge Capital™, LLC ("TrustBridge," "we," "our," or "us") provides financing exclusively for legitimate business, commercial, and investment purposes.

Our loan products are intended solely for business-purpose transactions, including, but not limited to, real estate investment, acquisition, construction, development, renovation, refinancing, bridge financing, rental property financing, and other commercial activities.

TrustBridge Capital does not originate loans primarily for personal, family, or household purposes. Applications determined to be consumer-purpose transactions may be declined or referred to another financing source at TrustBridge Capital's sole discretion.

2. No Commitment to Lend

Information contained on this Website is provided solely for general informational purposes and does not constitute an offer to lend, a commitment to lend, a guarantee of financing, or an approval of any loan request.

All financing requests are subject to underwriting, due diligence, verification of information, collateral review, valuation, title review, legal review, investor requirements, capital availability, and final approval by TrustBridge Capital.

Loan programs, interest rates, fees, terms, conditions, underwriting guidelines, and product availability are subject to change without notice and may vary based upon the specific facts and circumstances of each transaction.

Nothing contained on this Website shall obligate TrustBridge Capital to approve, originate, fund, purchase, or service any loan.

3. Equal Opportunity and Fair Lending

TrustBridge Capital is committed to conducting its lending activities in accordance with all applicable federal, state, and local laws governing fair lending and equal opportunity.

Each financing request is evaluated based upon applicable underwriting standards, credit considerations, collateral characteristics, business purpose, investor requirements, and other lawful factors relevant to the transaction.

4. Identity Verification

Federal law may require TrustBridge Capital to obtain, verify, and maintain information that identifies each applicant, borrower, guarantor, beneficial owner, or other individual associated with a financing request.

TrustBridge Capital reserves the right to request documentation necessary to verify identity, ownership, authority, business operations, source of funds, and any other information reasonably necessary to satisfy applicable legal, regulatory, investor, or internal compliance requirements.

Failure to provide requested information may delay processing or result in the denial or termination of a financing request.

5. OFAC and Sanctions Compliance

TrustBridge Capital complies with applicable United States economic sanctions laws and regulations administered by the Office of Foreign Assets Control ("OFAC") and other applicable governmental authorities.

Applicants, borrowers, guarantors, beneficial owners, business entities, transactions, and related parties may be screened against applicable sanctions lists and other governmental databases before and throughout the financing process.

TrustBridge Capital reserves the right to decline, suspend, terminate, or refuse any transaction where required by applicable law or where TrustBridge Capital determines, in its sole discretion, that legal, regulatory, reputational, or compliance concerns exist.

6. Anti-Fraud Notice

Knowingly providing false, misleading, incomplete, or fraudulent information or documentation in connection with any financing request may constitute fraud and may violate applicable federal, state, or local laws.

TrustBridge Capital reserves the right to deny financing, suspend processing, terminate any transaction, retain applicable fees where permitted, and refer suspected fraudulent activity to appropriate governmental or law enforcement authorities.

TrustBridge Capital further reserves the right to pursue any civil, criminal, or equitable remedies available under applicable law.

7. Wire Fraud Warning

Wire fraud involving real estate and financial transactions has become increasingly sophisticated.

TrustBridge Capital will never instruct you to change wiring instructions solely by email. Before initiating any wire transfer, you should independently verify all wiring instructions using a trusted telephone number obtained from a reliable source.

If you receive any communication requesting a change to previously provided wiring instructions, immediately contact TrustBridge Capital before sending funds.

TrustBridge Capital shall not be responsible for losses resulting from fraudulent wire instructions, compromised email accounts, or communications not authorized by TrustBridge Capital.

8. Electronic Communications

TrustBridge Capital may provide disclosures, notices, agreements, authorizations, and other communications electronically in accordance with applicable law and our eConsent Policy.

By conducting business electronically with TrustBridge Capital, you acknowledge that certain records and communications may be delivered electronically as permitted by applicable law.

For additional information, please review our eConsent Policy.

9. Privacy

TrustBridge Capital is committed to protecting your personal information and maintaining appropriate administrative, technical, and physical safeguards.

For information regarding our collection, use, disclosure, and protection of personal information, please review our Privacy Policy.

10. SMS Communications

If you elect to receive SMS communications from TrustBridge Capital, your participation is governed by our SMS Terms & Conditions.

Message frequency may vary. Message and data rates may apply. Consent to receive SMS messages is not a condition of obtaining financing. You may opt out at any time by replying STOP to any SMS message.

11. Geographic Availability

TrustBridge Capital currently originates business-purpose loans in jurisdictions where it is authorized to conduct business and where its loan products are available.

Certain loan programs, products, terms, and services may not be available in every jurisdiction.

At this time, TrustBridge Capital does not originate loans in North Dakota, South Dakota, or Vermont.

Geographic availability is subject to change without notice.

12. Changes to These Legal Disclosures

TrustBridge Capital reserves the right to modify, amend, or update these Legal Disclosures at any time to reflect changes in applicable law, regulatory guidance, business operations, lending practices, technology, investor requirements, or other operational considerations.

When revisions are made, the Effective Date at the beginning of this page will be updated accordingly.

13. Contact Information

If you have any questions regarding these Legal Disclosures or your relationship with TrustBridge Capital, please contact us using the information below:

TrustBridge Capital™, LLC

307 West 38th Street
16th Floor, Suite 1013
New York, NY 10018

Customer Care
Email: customercare@trustbridgecap.com

Main Office
Phone: 866-980-3863

Legal Department
Email: legal@trustbridgecap.com

Website
www.trustbridgecap.com